Looking to Buy?
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTORŪ is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you will come to understand why.
How I can Help
Before you start looking
Closing Costs
As Your Agent, I will:
Assure that you see all the properties in the area that meet your criteria. Guide you through the entire home buying process, from finding home to look at, to getting the best financing. Make sure you don't pay too much for your new home and help you avoid costly mistakes. Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
Check your credit rating. Straighten out any errors before its too late. Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. Find a loan program that meets your needs and get pre-qualified (preferably pre-approved). Choose a REALTORŪ that you trust and who understands your needs. Determine what neighborhood best matches your needs. Identify important features you need your new home to have.
Closing Costs to Expect:
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account. Third-party fees include charges for insurance, title search, and other inspections such as termites. Government fees include deed recording and state and local mortgage taxes. Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance. Home inspection fees are usually paid for by the buyer and include pest radon, structural, general home inspections, lead, mold, and other inspections as may be required. Having said that, remember that nearly everything is negotiable when it comes to buying a home.
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Islands International Realty 668 South Patrick Drive Satellite Beach, FL 32937 Office: 321-779-3800 Fax: 321-777-3860 Toll Free: 1-800-537-9683
All rate, payment, and area information are estimates and approximations only.